LankaPay Official Website | Towards a Digital economy

Real Time Payments (CEFTS)

Are you tired of waiting for hours or even days for your interbank fund transfers to go through? Say goodbye to those long waiting times with LankaPay CEFTS! Our Common Electronic Fund Transfer Switch (CEFTS) allows you to transfer funds in real-time, up to Rs.5 Mn, conveniently and securely.

With CEFTS, you can initiate peer-to-peer or corporate payments between any LankaPay CEFTS member bank or financial institution, 24/7/365 days a year. Whether you're at home or on the go, simply log into your internet banking, mobile banking portal, or visit an ATM or over-the-counter service to make your transaction.

Rest assured that your transactions are safe and secure. CEFTS operates under the guidance and supervision of the Central Bank of Sri Lanka, ensuring compliance with the highest security standards, including PCI-DSS version 3.2. Plus, with maximum customer charges regulated by the Central Bank, you can enjoy affordable transfers with peace of mind.

Experience the convenience of real-time fund transfers with LankaPay CEFTS and take control of your finances like never before!

Explore the advantages for you

Instant fund transfers: Say goodbye to waiting hours or days for your interbank fund transfers to go through. With LankaPay CEFTS, you can enjoy seamless real-time transfers of up to Rs.5 Mn, ensuring your funds reach their destination instantly.

Convenience: Initiate peer-to-peer or corporate payments anytime, anywhere, with the flexibility of 24/7/365-day access. Whether you're at home, on the go, or even abroad, you can conveniently transfer funds through Internet banking, mobile banking portals, ATMs, or over-the-counter services.

Security: Rest assured that your transactions are safe and secure with LankaPay CEFTS. Operated under the supervision of the Central Bank of Sri Lanka, CEFTS adheres to the highest security standards, including PCI-DSS version 3.2. Your financial data is protected, giving you peace of mind with every transaction.

Affordable charges: Enjoy affordable transfers with maximum customer charges regulated by the Central Bank. You can transfer funds without worrying about excessive fees, ensuring cost-effective transactions for your financial needs.

Control over finances: Experience the convenience of real-time fund transfers with LankaPay CEFTS, empowering you to take control of your finances like never before. Whether it's managing personal expenses or conducting business transactions, CEFTS provides you with the flexibility and efficiency you need to stay on top of your financial goals.

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LankaPay is the national payment network of Sri Lanka which provides the central payment infrastructure to the country’s financial sector. With a mission to drive financial inclusivity and empower businesses and individuals with faster, convenient and secure payment options, making payment convenience an affordable and accessible choice for all.

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