Enhance your services with LankaPay real time payments

Real Time Payments (CEFTS)

Looking to provide your customers with faster, more convenient fund transfer options? Look no further than LankaPay CEFTS! Our Common Electronic Fund Transfer Switch (CEFTS) offers real-time interbank fund transfers, empowering your customers to send and receive funds instantly, 24/7, 365 days a year.

By integrating CEFTS into your banking services, you can offer your customers a cutting-edge payment solution that meets their needs for speed, reliability, and convenience. Whether they're using internet banking, mobile banking, ATMs, or over-the-counter services, CEFTS ensures seamless transactions with minimal hassle.

As a financial institution, trust and security are paramount. With CEFTS, you can rest assured that your customers' transactions are conducted in compliance with the highest security standards, including PCI-DSS version 3.2. Plus, with maximum customer charges regulated by the Central Bank, you can offer affordable and transparent pricing to your customers.

Stay ahead of the curve and elevate your banking services with LankaPay CEFTS – the future of real-time fund transfers is here!

Explore the advantages for financial institutions

  • Customers can do inter-bank fund transfers in real-time.
  • More innovative payment options for customers via your financial institution.
  • Reduce administrative hassle and back office manual work.
  • The window of opportunity to streamline payments in real-time.

Key features

  • A web-based application to monitor transactions on near real-time basis and download ready-made reports (such as reconciliation reports)
  • Web-based application to monitor net position and settlement between banks in real-time based.
  • Automated rule-based dispute management system embedded to the back-office solution.
  • Different user levels for system access.
  • 24*365 Support Services

Financial institutions currently signed up with real time payments


Statistics for FYE ending 31st March 2024


Number of participants

164.3 Million

Transaction volume

13.5 Trillion

Transaction value

How can we help

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