LankaPay CEFTS real-time fund transfer switch is yet another revolutionary move by LankaPay where customers can now carry out domestic interbank fund transfers upto Rs.5 Mn real-time at their convenience.
This revolutionary payment product has enabled any peer to peer or corporate payments between any LankaPay CEFTS member bank or financial institution, real time 24 x 7 x 365 days. Customers can avail themselves of this service by simply logging into their internet banking, mobile banking portal or via ATM and over the counter.
LankaPay CEFTS member banks and the channels via which customers can make a CEFTS transaction are as follows.
| Member Bank / Financial Institute | Internet Banking | Over the Counter | ATM | Mobile Banking |
|---|---|---|---|---|
| Amana Bank PLC | ||||
| Asia Asset Finance PLC | ||||
| Bank of Ceylon | ||||
| Bank of China | ||||
| Bimputh Finance PLC | ||||
| LOLC Development Finance PLC | ||||
| Cargills Bank Ltd | ||||
| CBC Finance Ltd | ||||
| Citizens Development Business Finance PLC | ||||
| Central Finance PLC | ||||
| Citibank NA | ||||
| Commercial Bank of Ceylon PLC | ||||
| Commercial Leasing and Finance PLC | ||||
| Deutsche Bank AG | ||||
| DFCC Bank | ||||
| Dialog Finance PLC | ||||
| Fintrex Finance Limited | ||||
| Habib Bank Ltd | ||||
| Hatton National Bank PLC | ||||
| HNB Finance PLC | ||||
| HDFC Bank | ||||
| HSBC Ltd | ||||
| Indian Bank | ||||
| Indian Overseas Bank | ||||
| LB Finance PLC | ||||
| LOLC Finance | ||||
| MCB Bank Limited | ||||
| Merchant Bank of Sri Lanka & Finance PLC | ||||
| Nations Trust Bank PLC | ||||
| National Development Bank PLC | ||||
| National Serving bank PLC | ||||
| Pan Asia Banking Corporation | ||||
| People’s Bank | ||||
| People’s Leasing and Finance PLC | ||||
| Public Bank Berhard | ||||
| Regional Development Bank | ||||
| Sampath Bank PLC | ||||
| Sansa Development Bank | ||||
| Sarvodaya Development Finance | ||||
| Senkadagala Finance | ||||
| Seylan Bank PLC | ||||
| Singer Finance (Lanka) PLC | ||||
| Softlogic & Finance PLC | ||||
| Standard Chartered Bank | ||||
| State Bank of India | ||||
| Union Bank of colombo PLC |
| Bank | Account Number Format |
|---|---|
| Amana Bank | 13 digits for any account number |
| Asia Asset Finance PLC | 12 digits for any account number |
| Bank of Ceylon | 10 digit for any account number, without the branch code |
| Bimputh Finance PLC | 15 digit for New account number, 14 digit for old Account number |
| Cargills Bank | 12 digits for any account number |
| CDB | 18 digits for any account number |
| Central Finance | 12 digits for any account number |
| Citibank | 10 digits for any account number |
| CLC | 11 digits for any account number, Ex: 00xxxxxxxxx / 05xxxxxxxxx |
| Commercial Bank of Ceylon PLC | 10 digits for any account number |
| Deutsche Bank AG | 10 digits for any account number, Ex: 00xxxxxxxx |
| DFCC Bank | 12 digits for any account number |
| Dialog Finance PLC | 12 digits for any account number |
| Fintrex Finance Limited | 15 digits for any account number |
| Habib Bank Limited | 13 digits for any account number |
| Hatton National Bank PLC | 12 digits for any account number, Ex: 001010011327 |
| HDFC Bank | 12 digits for any account number |
| HSBC | 12 digit for any account number, without the hyphen |
| Indian Bank | 12 digits for any account number |
| Indian Overseas Bank | 12 digits for any account number |
| LB Finance | 15 digits for any account number |
| LOFC | 11 digits for any account number, Ex: 00xxxxxxxxx / 05xxxxxxxxx |
| LOLC Development Finance PLC | 11 digit for Any account number |
| MCB Bank Limited | 12 digits for any account number |
| Merchant Bank of Sri Lanka & Finance PLC | 10 digit for account number, without the branch code |
| Nations Trust Bank PLC | 12 digits for any account number |
| NDB Bank | 12 digits for any account number |
| HNB Finance Limited | 12 digits for any account number |
| NSB | 12 digits for any account number |
| PABC | 12 digits for any account number, Ex: 2XXXXXXXXXXX ( Saving Account ) / 1XXXXXXXXXXX ( Current Account ) |
| People's Bank | 15 digits for any account number, Ex: 204200100091326 |
| People’s Leasing and Finance PLC | 12 digits for any account number |
| Public Bank Berhad | 13 digits for any account number |
| Regional Development Bank | 12 digits for any account number |
| Sampath Bank PLC | 12 digits for any account number, Ex: 10xxxxxxxxxx |
| State Bank of India | 14 digits for any account number |
| SDB Bank | 10 digits for any account number |
| Senkadagala Finance | 12 digits for any account number |
| Seylan Bank | 15 digits for any account number |
| Standard Chartered Bank | 11 digit account number - Ex: 18xxxxxxxxx / 01xxxxxxxxx , 12 digit account number - Ex: 88xxxxxxxxxx |
| Singer Finance | 12 digits for any account number |
| Union Bank of Colombo PLC | 16 digits for any account number |
Note – any payment (internet banking/mobile banking) done under LankaPay Online Payment Platform (LPOPP) remain Rs. 50/0 per transaction (including taxes)
Note – Special tariff defined under JustPay/LANKAQR/Direct debit remain unchanged.
Note – the above are the maximum customer charges as regulated by the Central Bank however this may vary bank to bank subject to the maximum fees given above.
In view of protecting your card information as per PCI-DSS compliance standards, kindly note that inter bank credit card payments are no longer accommodated via SLIPS. Alternatively you can use CEFTS, which is a real-time payment option that provides you greater convenience.
Following are the banks and financial institutions that facilitate their accountholders to make credit card payments via CEFTS and credit cards issuing banks that accepts credit card payments via CEFTS
| Account Holding Banks and Financial Institutions that facilitates credit card payments via CEFTS | Credit Card issuing Banks that accepts credit card payments via CEFTS |
|---|---|
| Amana bank
Bank Of Ceylon Cargills bank Ltd Commercial Bank of Ceylon PLC Commercial Leasing and Finance PLC DFCC Bank Habib Bank Limited Hatton National Bank PLC HDFC Bank Lanka Orix Finance Company PLC MCB Bank Limited National Development Bank PLC National Savings Bank Nations Trust Bank PLC Pan Asia Banking Corporation Public Bank Berhad Sampath Bank PLC Senkadagala Finance Seylan Bank PLC Standard Chartered Bank SDB HCBC LB Finance |
Bank of Ceylon
Commercial Bank of Ceylon PLC DFCC Bank Hatton National Bank PLC LOFC National Development Bank PLC Nations Trust Bank PLC Sampath Bank PLC Seylan Bank PLC Standard Chartered Bank PLC HSBC Cargills bank Ltd Pan Asia Banking Corporation |
1. Is CEFTS a payment gateway?
No. CEFTS is a real-time interbank fund transferring method
2. Is CEFTS a safe mode for transferring money?
Yes. CEFTS is operated under the guidance and supervision of the Central Bank of Sri Lanka under LankaPay network. All LankaPay products complied with PCI-DSS version 3.2 security standard – which is the highest internationally accepted security standard for payment card industry. All member banks that are connected to LankaPay network are also financials institutions regulated by the Central Bank.
3. Is it “Real”time?
Yes
4. Can I make CEFTS transfers 24x7x365 days?
Yes
5. What are the other terms used for CEFTS?
Different member banks use Real-time Fund Transfer, Instant Fund Transfer in synonymous with CEFTS.
6. What is the maximum amount that I can transfer via CEFTS?
We have facilitated fund transfers upto Rs.5,000,000 via CEFTS. However this limit defers bank to bank. Therefore please contact your bank for more information
