Just Pay Overview

How to connect your mobile application with JustPay

If you are a mobile application operator and wish to introduce JustPay as a payment solution into your app, kindly contact any one of the below financial institutions and they would guide you through the onboarding process after conducting the necessary due diligence.

    • Bank of Ceylon
    • Cargills bank
    • Central Finance
    • DFCC bank
    • Dialog Finance
    • Hatton National Bank
    • LB Finance
    • LOLC Finance
    • National Savings Bank
    • Nations Trust Bank
    • NDB bank
    • People's Bank
    • People’s Leasing
    • Sampath bank
    • SDB bank
    • Seylan bank
    • Union bank

How can you make payments via JustPay

How to use JustPay

JustPay enabled mobile payment apps

you can simply register with the following apps with your bank account details and enjoy the convenience of being able to pay via your mobile conveniently and securely.

Make sure that you have registered for sms alert for banking transactions with your bank in order to facilitate your registration with JustPay.

    • CIM merchant
    • CIM
    • Centrix
    • DFCC PayApp
    • eZcash
    • DLB Sweep
    • DirectPay
    • Flash
    • FriMi
    • Genie
    • HelaPay
    • iPay
    • Marx
    • mCash
    • NSBPay
    • NeosPay
    • OnePay
    • OrelPay
    • PLC Touch
    • Pay&Go
    • PayMaster
    • PeoplesPay
    • SeylanPay
    • SmartPay
    • SOLO
    • UBGO
    • Upay
    • WePay

Financial Institutions that support JustPay

Currently, customers of following banks and financial institutions can now JustPay

  • Amana bank
  • Bank of Ceylon
  • Cargills bank
  • Commercial Bank
  • DFCC bank
  • Dialog Finance
  • Hatton National Bank
  • HDFC bank
  • LB Finance
  • LOLC Finance
  • National Savings Bank
  • Nations Trust Bank
  • NDB bank
  • PABC
  • People's Bank
  • People's Leasing
  • RDB
  • Richard Pieris Finance PLC
  • Sampath bank
  • SDB bank
  • Seylan bank
  • Union Bank

Benefits of JustPay

Why Justpay

Benefits to merchants (recipients of JustPay payments)

Benefits of Justpay

Maximum Customer Charges

Value of the Transaction Maximum Customer Fee
8,000 < Transaction Value ≤ 50,000 Rs. 20.00
6,000 < Transaction Value ≤ 8,000 Rs. 16.00
4,000 < Transaction Value ≤ 6,000 Rs. 12.00
2,000 < Transaction Value ≤ 4,000 Rs. 8.00
1,000 < Transaction Value ≤ 2,000 Rs. 4.00
250 < Transaction Value ≤ 1,000 Rs. 1.00
100 < Transaction Value ≤ 250 Rs. 1.00
50 < Transaction Value ≤ 100 Rs. 1.00
Transaction Value ≤ 50 Rs. 1.00

Note – The above are the maximum customer fees as regulated by the Central Bank, however this may vary based on the mobile application subject to the maximum fees given above.


1. Is JustPay an app or a payment gateway?
Neither. JustPay is a payment option of making retail payments directly using your bank account.

2. How can I use JustPay?
Download any JustPay enabled mobile payment application and register your bank details. Thereafter, each time you want to make a payment, simply select your bank account. You may add any number of bank accounts as you wish. Ensure you follow the steps required by the mobile payment application when adding your bank account.

3. Will it be safe for me to save my bank account details with a mobile payment application?
All mobile payment applications are supported by a financial institution which is regulated by the Central Bank of Sri Lanka.

When you register with any mobile payment application, your bank account details are saved with the relevant financial institution and not with the mobile payment application.

There are many security measures taken to ensure that your bank details are secured. Therefore, you can use the JustPay payment option without any concerns about its safety.

4. What are the do’s and don’ts of using JustPay?

  • Do not share your phone password with anyone
  • Always have a complex password for your phone
  • Do not share your JustPay password with anyone
  • Do not share your bank account addition One Time Password (OTP) with anyone
  • If you change your mobile phone or your bank account, you will be required to add your bank account again.
  • Register for an SMS notification service with your financial institution, so that you will be notified every time you make a payment using your bank account.
  • 5. Do I have to register with every mobile payment application that I use for JustPay?

    6. What if I make an error in making a payment via JustPay?
    There is an inbuilt despite resolution system for JustPay, same as with debit and credit cards. If you make an error in making a payment using your bank account, please inform your financial institution immediately.

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